Hdfc Short Term Debt Fund Datagrid
Category Short Duration Fund
BMSMONEY Rank 3
Rating
Growth Option 27-01-2026
NAV ₹33.01(R) +0.04% ₹34.13(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.17% 7.6% 6.12% 7.21% 7.33%
Direct 7.53% 7.94% 6.52% 7.58% 7.65%
Benchmark
SIP (XIRR) Regular 5.56% 7.35% 6.9% 6.42% 6.86%
Direct 5.91% 7.68% 7.26% 6.79% 7.22%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.08 1.55 0.77 2.59% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.94% 0.0% 0.0% 0.63 0.63%
Fund AUM As on: 30/12/2025 18107 Cr
Top Short Duration Fund
Fund Name Rank Rating
Icici Prudential Short Term Fund 1
Axis Short Term Fund 2
Hdfc Short Term Debt Fund 3
Aditya Birla Sun Life Short Term Fund 4
Nippon India Short Term Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Short Term Debt Fund - Fortnightly IDCW Option 10.19
0.0000
0.0400%
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan 10.3
0.0000
0.0400%
HDFC Short Term Debt Fund - Normal IDCW Option 19.61
0.0100
0.0400%
HDFC Short Term Debt Fund - Normal IDCW - Direct Plan 20.22
0.0100
0.0400%
HDFC Short Term Debt Fund - Growth Option 33.01
0.0100
0.0400%
HDFC Short Term Debt Fund - Growth Option - Direct Plan 34.13
0.0100
0.0400%

Review Date: 27-01-2026

Beginning of Analysis

Hdfc Short Term Debt Fund is the third ranked fund in the Short Duration Fund category. The category has total 21 funds. The 5 star rating shows an excellent past performance of the Hdfc Short Term Debt Fund in Short Duration Fund. The fund has a Jensen Alpha of 2.59% which is higher than the category average of 1.95%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.08 which is higher than the category average of 1.46.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 1 to 3 years, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Hdfc Short Term Debt Fund Return Analysis

  • The fund has given a return of 0.01%, 0.86 and 2.29 in last one, three and six months respectively. In the same period the category average return was 0.04%, 0.82% and 2.21% respectively.
  • Hdfc Short Term Debt Fund has given a return of 7.53% in last one year. In the same period the Short Duration Fund category average return was 7.44%.
  • The fund has given a return of 7.94% in last three years and ranked 6.0th out of 21 funds in the category. In the same period the Short Duration Fund category average return was 7.78%.
  • The fund has given a return of 6.52% in last five years and ranked 7th out of 18 funds in the category. In the same period the Short Duration Fund category average return was 6.66%.
  • The fund has given a return of 7.65% in last ten years and ranked 6th out of 16 funds in the category. In the same period the category average return was 7.34%.
  • The fund has given a SIP return of 5.91% in last one year whereas category average SIP return is 5.78%. The fund one year return rank in the category is 6th in 21 funds
  • The fund has SIP return of 7.68% in last three years and ranks 7th in 21 funds. Icici Prudential Short Term Fund has given the highest SIP return (8.0%) in the category in last three years.
  • The fund has SIP return of 7.26% in last five years whereas category average SIP return is 7.3%.

Hdfc Short Term Debt Fund Risk Analysis

  • The fund has a standard deviation of 0.94 and semi deviation of 0.63. The category average standard deviation is 1.03 and semi deviation is 0.68.
  • The fund has a beta of 0.65 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Short Duration Fund Category
  • Good Performance in Short Duration Fund Category
  • Poor Performance in Short Duration Fund Category
  • Very Poor Performance in Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.02
    -0.01
    		-0.11 | 0.12 10 | 21 Good
    3M Return % 0.78
    0.66
    		0.51 | 0.99 4 | 21 Very Good
    6M Return % 2.12
    1.88
    		1.54 | 2.33 3 | 21 Very Good
    1Y Return % 7.17
    6.76
    		6.06 | 7.41 4 | 21 Very Good
    3Y Return % 7.60
    7.09
    		6.32 | 7.60 2 | 21 Very Good
    5Y Return % 6.12
    5.95
    		4.81 | 10.10 4 | 18 Very Good
    7Y Return % 7.21
    6.39
    		4.72 | 7.32 2 | 17 Very Good
    10Y Return % 7.33
    6.63
    		5.51 | 7.41 2 | 16 Very Good
    15Y Return % 8.00
    7.45
    		6.36 | 8.19 2 | 13 Very Good
    1Y SIP Return % 5.56
    5.11
    		4.39 | 5.93 3 | 21 Very Good
    3Y SIP Return % 7.35
    6.91
    		6.39 | 7.36 2 | 21 Very Good
    5Y SIP Return % 6.90
    6.61
    		5.79 | 9.31 3 | 18 Very Good
    7Y SIP Return % 6.42
    6.04
    		4.92 | 8.03 3 | 17 Very Good
    10Y SIP Return % 6.86
    6.25
    		5.16 | 6.91 2 | 16 Very Good
    15Y SIP Return % 7.44
    6.90
    		6.21 | 7.47 3 | 14 Very Good
    Standard Deviation 0.94
    1.03
    		0.79 | 1.36 5 | 21 Very Good
    Semi Deviation 0.63
    0.68
    		0.52 | 0.84 6 | 21 Very Good
    Max Drawdown % 0.00
    -0.07
    		-0.37 | 0.00 9 | 21 Good
    Average Drawdown % 0.00
    -0.07
    		-0.37 | 0.00 9 | 21 Good
    Sharpe Ratio 2.08
    1.46
    		0.77 | 2.44 2 | 21 Very Good
    Sterling Ratio 0.77
    0.72
    		0.65 | 0.77 1 | 21 Very Good
    Sortino Ratio 1.55
    0.97
    		0.44 | 2.00 2 | 21 Very Good
    Jensen Alpha % 2.59
    1.95
    		0.90 | 3.60 4 | 21 Very Good
    Treynor Ratio 0.03
    0.02
    		0.01 | 0.04 3 | 21 Very Good
    Modigliani Square Measure % 7.93
    6.90
    		5.34 | 9.27 2 | 21 Very Good
    Alpha % -0.28
    -0.78
    		-1.46 | -0.28 1 | 21 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.01 0.04 -0.06 | 0.16 16 | 21 Average
    3M Return % 0.86 0.82 0.68 | 1.14 7 | 21 Good
    6M Return % 2.29 2.21 1.96 | 2.65 6 | 21 Very Good
    1Y Return % 7.53 7.44 6.92 | 8.04 7 | 21 Good
    3Y Return % 7.94 7.78 7.26 | 8.25 6 | 21 Very Good
    5Y Return % 6.52 6.66 5.87 | 10.61 7 | 18 Good
    7Y Return % 7.58 7.10 5.23 | 8.06 5 | 17 Very Good
    10Y Return % 7.65 7.34 6.12 | 8.19 6 | 16 Good
    1Y SIP Return % 5.91 5.78 5.25 | 6.57 6 | 21 Very Good
    3Y SIP Return % 7.68 7.60 7.08 | 8.00 7 | 21 Good
    5Y SIP Return % 7.26 7.30 6.62 | 9.87 7 | 18 Good
    7Y SIP Return % 6.79 6.72 6.04 | 8.55 7 | 17 Good
    10Y SIP Return % 7.22 6.95 6.32 | 7.65 5 | 16 Good
    Standard Deviation 0.94 1.03 0.79 | 1.36 5 | 21 Very Good
    Semi Deviation 0.63 0.68 0.52 | 0.84 6 | 21 Very Good
    Max Drawdown % 0.00 -0.07 -0.37 | 0.00 9 | 21 Good
    Average Drawdown % 0.00 -0.07 -0.37 | 0.00 9 | 21 Good
    Sharpe Ratio 2.08 1.46 0.77 | 2.44 2 | 21 Very Good
    Sterling Ratio 0.77 0.72 0.65 | 0.77 1 | 21 Very Good
    Sortino Ratio 1.55 0.97 0.44 | 2.00 2 | 21 Very Good
    Jensen Alpha % 2.59 1.95 0.90 | 3.60 4 | 21 Very Good
    Treynor Ratio 0.03 0.02 0.01 | 0.04 3 | 21 Very Good
    Modigliani Square Measure % 7.93 6.90 5.34 | 9.27 2 | 21 Very Good
    Alpha % -0.28 -0.78 -1.46 | -0.28 1 | 21 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Short Term Debt Fund NAV Regular Growth Hdfc Short Term Debt Fund NAV Direct Growth
    27-01-2026 33.0059 34.1283
    23-01-2026 32.9932 34.1139
    22-01-2026 32.9914 34.1119
    21-01-2026 32.9579 34.0769
    20-01-2026 32.9589 34.0776
    19-01-2026 32.9611 34.0796
    16-01-2026 32.9636 34.0813
    14-01-2026 32.9881 34.1062
    13-01-2026 33.004 34.1223
    12-01-2026 33.0319 34.1508
    09-01-2026 33.0103 34.1276
    08-01-2026 33.0074 34.1243
    07-01-2026 33.0085 34.1251
    06-01-2026 33.0171 34.1337
    05-01-2026 33.0136 34.1298
    02-01-2026 33.0251 34.1407
    01-01-2026 33.0264 34.1417
    31-12-2025 33.0164 34.1311
    30-12-2025 33.0023 34.1163
    29-12-2025 33.0113 34.1253

    Fund Launch Date: 21/Jun/2010
    Fund Category: Short Duration Fund
    Investment Objective: To generate income / capital appreciation through investments in Debt and Money Market Instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended short term debt scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.